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08 June 2009 @ 08:02 pm

Dude. I just got an email from Capitol One saying there were worrisome charges on my credit card. I figured it was the donation I’d made to astres, who is in Canada, or possibly the purchase via Black Hen Music, also in Canada, but no, it was a charge made yesterday to the tune of $700. I will say that Capitol One may be pigfuckers wrt interest rates, but they put a hold on my account, notified me, and half an hour later the account is closed out, the disputed charges will be credited back to me, and a new card is on the way.


(x-posted from the essential kit)
Current Mood: irritatedirritated
wednesday childewedschilde on June 8th, 2009 07:11 pm (UTC)
holy crap! that's a huge charge.
Janne: Elfquest WTFjanne on June 8th, 2009 07:11 pm (UTC)
Yikes! Glad you won't be paying for it. (I'm currently grittin my teeth at the last hotel I was at, which proceeded to email my credit card info back to me in cleartext to have me confirm it was the right one, after I specifically told them I do not consider email a safe medium for credit cards. Fortunately, they had it typed wrong...)

Edited at 2009-06-08 07:13 pm (UTC)
Alix (Tersa): Arnold--bleh! (tersa)tersa on June 8th, 2009 07:32 pm (UTC)
Ugh! You're the second person in Ireland I've heard that happening to in the past couple weeks.
Mary Annepers1stence on June 8th, 2009 07:47 pm (UTC)
Might be worth putting a fraud alert onto your account with the credit rating agencies (experian, transunion, equifax), just in case....You should be able to do that online...
eclectic_writereclectic_writer on June 8th, 2009 08:10 pm (UTC)
Wow, as much as I dislike Cap1, they came through for you!! But YIKES any ideas where they might have stolen your card number from?!
kitmizkit on June 9th, 2009 08:13 am (UTC)
Probably one of the two places I mentioned above, though I can't know for certain. Still, I don't use that card often and I /did/ this weekend, so I'm going to email them both and let them know.
Fiction Theory: tennantfiction_theory on June 8th, 2009 10:25 pm (UTC)
That sucks. I'm glad that you got the money back. I think people who do that kind of thing should legally get kicked in whatever genitals they may have by the people they defraud.

I'd ask where they got your credit card number from, but these days? They can get it from just about anywhere, including if you do something as simple as buy something at a store. You wouldn't believe the way thieves get the info.

Here's to hoping you never go through that again!
flexiblefine on June 8th, 2009 10:46 pm (UTC)
Been there, done that
I've got similar good stories about Discover. $1700+ from Ticketmaster that I had nothing to do with, and Discover took care of it right away.
Harold Zablehzatz on June 8th, 2009 10:55 pm (UTC)
I wouldn't worry about this too much... or give Capitol One that much credit. That's just part of the way credit card companies do business. I've had similar things happen to me and mine three or so times in my life. And the credit card companies need to be able to find these things quickly, since *they* are the ones liable for bogus charges, not you.
kitmizkit on June 9th, 2009 08:14 am (UTC)
Oddly, I wasn't worried at all, just vaguely annoyed. I didn't know the cc company was liable, which does explain their alacrity, but hey, at least it got caught.
Kevenn: Diana Prince What the Damn Hell Nowkevenn on June 8th, 2009 11:35 pm (UTC)
This is happening a lot lately. There have been several credit card processor companies that have had data leaks. I had fraudulent charges put on my card a couple months ago because a website that I ordered stuff from had a leak in the compan that processes their credit card information.

The credit card processor companies are trying to keep it quiet.
kitmizkit on June 9th, 2009 08:14 am (UTC)
I just bet they are!
connaticconnatic on June 9th, 2009 02:23 am (UTC)
This happened to me two weeks ago with Discover. They were good about it: $1200 charges reversed, new card in the mail within 48 hours.

The only annoying part is they tried to sell me identity theft protection. I had to point out *they* were liable for any invalid charges, so there's no need for *me* to shell out money to protect that card/account.
kitmizkit on June 9th, 2009 08:14 am (UTC)
I expected them to try to sell me identity theft protection but they didn't. Yay. :)
stahrtled: doomstarhrtled on June 9th, 2009 06:08 pm (UTC)
Visa had a security breach back a few months ago, we learned about it via our tiny little bank who sent a form letter saying only that they were about to cancel our debit/credit card for "security" reasons. They gave us a whole 2 days notice! Of course it takes them 10-14 days to send out the new cards, but while mentioning it around town, I found out that some financial institutions didn't give their customers ANY notice, my best friend said hers was rejected at the grocery store (so humiliating) and when she called the credit union (US Postal Workers..not exactly insignificant) they told her the same thing. Apparently it was a global breach, but somehow didn't seem to make the news. Have to wonder why that wasn't newsworthy.
kitmizkit on June 9th, 2009 06:10 pm (UTC)
Because, I said cynically, the liberally biased media has no reason to rock the financial boat. :p
stahrtledstarhrtled on June 12th, 2009 05:32 pm (UTC)
Too right. "Good Night, and Good Luck" to all of us.